Refinance With Negative Equity

Concerning the second point, my colleague Daniel LaCalle summed it up well: “The paper ignores the collapse in net income margin and ROE and even dismisses ROTE (return on tangible equity. bad.

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Pay off the negative equity. If your finances allow, an easy option is to simply pay off the negative equity – whether as a lump sum or by adding to your monthly payments to pay down your loan quicker. Most auto loans are simple interest loans where such extra payments go only toward the principal and not interest. Refinance

REFINANCE. Sorry to. may reduce monthly payments for a period of time, but they will never address the underlying problem: negative equity.

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